I am about to graduate from college and I want to consolidate all my student loans. My credit isn’t exactly the best. I was also hoping to add in some money to buy a car in the loan as well. What are the best options for doing so? Which companies offer the best deals?
there’s plenty of resources at http://www.computereweb.com/scholarship.php?id=hra0tt16koo9
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Your options are pretty limited. Sallie Mae and Wells Fargo are about it. If you have private and federal loans you can’t consolidate them into one loan. And, you can’t add a car loan in there anywhere… sorry.
Keep in mind, all of your loans are going to be sold upon your graduation anyway (something they don’t mention to you)… all mine ended up with Sallie Mae anyway so I never had to consolidate. After attending two schools, I graduated with 7 loans and Sallie mae bought all of them. So i only had one payment to make. They distributed the payment appropriately to all the different loans. I didn’t have to do anything. You might want to hold of consolidation for a bit. It really doesn’t save you any money. instead of a 10 year payment plan you end up with a 25 year payment plan for about 20 dollars less a month. Where is the good in that? LOL
This book has a section about your loans being sold and also about consolidation that is pretty good. Read it very carefully. http://studentaid.ed.gov/students/attachments/siteresources/FundingEduBeyondHighSchool_0910.pdf
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Here are some great tips on how to consolidate student loans.One good thing about government loans is that the interest rates are fixed when consolidating them, and so rest assured that the rates that the lending company will charge you are within the boundaries of the law. Albeit there is already a ceiling on the interest rates when consolidating government loans, it is always to your advantage if you will shop around for those with really low interest rates.
http://www.worldbestloans.com/student-loans.htm
Grace period of loan repayment means you are done with college and earn a degree but the part of repayment, you just have not started. The grace period is usually from the graduation day to 6 months after and is usually regarded as an excellent time to which you acquire college student loan consolidation.
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there’s plenty of resources at http://www.computereweb.com/scholarship.php?id=hra0tt16koo9
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Hi,
I have found this site to be use full. Check it out……..
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http://consoli-dation-loans.blogspot.com/
first u have to select yr course and name of the college where u can get the benefit and terms /conditions
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through regular news
the best deals are all taken!
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I just know
education.mypressonline.com – it provides some tips about applying to US federal and state grants for college students.
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