Credit check or consumer report with my background check?

Posted on January 16, 2012 by admin

I was just offered a wonderful position with a medical foundation. Part of the hiring process is of course, a background check, but they also run a credit check or a consumer report on the folks they hire. I am nervous because of my credit. What do they look for??

They are looking for complete abuse of credit such as
bankruptcies, liens, judgements, extreme debt, etc
If you have a couple of late payments, don’t worry about it.
Employers know this happens when people are out of work
Note: They look at the report(s), not just a 3 digit number

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3 Responses to Credit check or consumer report with my background check?

  1. Huntsman says:
    January 17, 2012 at 2:36 am

    They are looking for complete abuse of credit such as
    bankruptcies, liens, judgements, extreme debt, etc
    If you have a couple of late payments, don’t worry about it.
    Employers know this happens when people are out of work
    Note: They look at the report(s), not just a 3 digit number
    References :

  2. BungalowMo says:
    January 17, 2012 at 3:18 am

    Yes…they are looking for extremes.

    I passed a secret level security investigation with 2 (recent at the time) collection accts totalling just under 4k.

    I believe your employer would be looking for more extreme than that. I think that even a forclosure would be ok, since SO many people have been through this.

    Unless you have a criminal history &/or a long string of unpaid debt, I wouldn’t sweat it. No one is perfect, and folks looking for work are among the top of the "un-perfect".
    References :

  3. Calvin C says:
    January 17, 2012 at 3:47 am

    With a foundation they are very concerned that people have excellent credit. You are not only privy to sensitive data you may come in contact with funds. I wish you luck but based on your own comment I would continue searching for a job.
    References :