How do you get something removed from your consumer report?

There is something on my consumer report that has a negative impact on me getting a job. Is there any way to get it taken off?

If the item is legitimate, you will have to wait for it to age off. Derogatory items age off 7-1/2 years from date of first deficiency.

If it’s an error, dispute the item with the credit bureau.

2 Responses to “How do you get something removed from your consumer report?”

  1. If the item is legitimate, you will have to wait for it to age off. Derogatory items age off 7-1/2 years from date of first deficiency.

    If it’s an error, dispute the item with the credit bureau.
    References :
    BD

  2. If it’s something that’s legitimate, then no. The whole reason it’s on your credit report is for creditors and employers to view your history of responsibility with money.

    If there is an error or fraudulent account, then yes it can be removed. Pull all 3 reports at http://www.annualcreditreport.com and make copies of each. Highlight the accounts or personal information that are incorrect and send that report along with a dispute letter to the address found near the back of each report. Send those letters by certified mail and keep a record of the information and dates you did everything. They have to respond within a few weeks and send you a corrected report if they remove something.
    References :

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